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Yes You Can Afford Cosmetic Dentistry

Have you ever been in a business meeting with a well dressed professional when you were suddenly distracted by the condition of their teeth? This unfortunate scenario plays out in board rooms and offices every day, to the detriment of the person with the less-than-perfect teeth.

If you’re read the preceding paragraph and thought, “Well why in the heck don’t these people just get their teeth fixed and move on with it?” then you probably aren’t missing teeth yourself.

The fact of the matter is that, for a very long time, cosmetic dentistry was a fairly exotic branch of the dental field and was priced far out of the reach of ordinary working people. This meant that, for years, plenty of educated professionals who lost teeth during their twenties and thirties were forced to just live with a smile that took away from their professional look.

Fortunately, the availability and affordability of these dental services is now in the reach of the masses. Here’s what you need to know about today’s cosmetic dentists and how you can afford their services.

Payment Plans & Financing
Most modern dentists know that relatively few of their patients are able to pay cash for expensive treatments like dental implants, crowns and teeth whitening. As a result, many of them work with third party financing companies to create affordable payment plans for their patients.

These plans work as de facto credit cards and interest rates on then vary drastically from plan to plan. While payment plans aren’t a good idea for anyone who already has high credit card bills, they’re a pretty good deal for just about everyone else. In fact, if you’re the kind of person who can live by a budget and make payments on time, these plans can open up a whole new world of cosmetic dentistry options.

Go Big on Insurance
If you were in an accident this afternoon and lost several teeth, do you think that your current dental insurance plan would cover their replacements? In most cases, the answer to this question is a resounding, “no.” Almost every dental insurance company lumps teeth replacement apparatus, such as dental implants, under the heading of, “elective procedures.”

While you can certainly make the case that procedures that give patients a complete set of teeth are hardly, “elective,” it’s not an argument you’re going to win with an insurance company.

For that reason, you might want to upgrade to a better plan when you know you’ll need serious dental work, or purchase a supplemental cosmetic dentistry insurance to augment your existing care package. These plans aren’t always available in every situation and their prices can sometime outstrip the price of just getting the treatment done on your own. (This is one of those times when you’ll need to draw on your algebra skills!)

The benefits of cosmetic dentistry are a lot more accessible than they were even a few years ago and they’re certainly more accessible than most people. Though very few of these treatments could be described as, “cheap,” they do offer a pretty extreme return on investment in the form of enhanced self-confidence.


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